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16208 Swenson Terrace Lutz, FL 33549

$469,000
Active / MLS# TB8502917 / Residential - Single Family / Lutz
4 Beds
2 Baths
2082 SqFt

One or more photo(s) has been virtually staged. 4BR/2BA single-family home in Wyndgate in Lutz. X flood zone, no flood insurance required. New roof May 2026. No CDD. .33 acres. fencedLocated in the gated Wyndgate community in Lutz, this 4-bedroom, 2-bath single-family home combines larger-lot living with lower ongoing ownership costs. Built in 2003 on a .33-acre homesite measuring approximately 75 x 194, the property is located in an X flood zone, so flood insurance is not required by most lenders. Wyndgate has no CDD fees, and annual HOA dues of approximately $1600 per year and includes irrigation, sewer, and gate maintenance. Recent updates include a new roof in May 2026 and septic piping replaced approximately 4 years ago.The home offers approximately 2,080 heated square feet with a total area of 2,866 square feet. The split floor plan includes separate formal living and dining rooms, offering flexible use for entertaining, work-from-home needs, or additional living space. The open kitchen overlooks the family room and features wood cabinetry, Corian counters and sink, tile backsplash, breakfast bar seating, and an eat-in dining area. Wood laminate flooring runs through the family room and primary bedroom, while the family room is also wired for surround sound.The owner's suite is privately positioned off the family room and includes porch access, dual sinks, a jetted soaking tub, a separate shower, and a walk-in closet. Secondary bedrooms are located separately along the hallway for added functionality and flexibility. Neutral paint throughout and an inside laundry room contribute to the home's move-in-ready feel while still allowing room for cosmetic updates over time.Outdoor living includes a 248-square-foot covered screened porch overlooking a large fenced backyard with mature oak trees and shade. The property also includes a 500-square-foot 2-car garage, city water, septic system, and irrigation supplied through a gray-water system connected to the community pond rather than city water, helping reduce monthly utility costs.Wyndgate is known for larger homesites, sidewalks, gated access, and convenient connectivity to both I-275 and I-75, providing access throughout the Tampa Bay area.

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Estimated Payment

$ 2,266.29 per month $1,042.22 Principal & Interest $688.75 Property Tax $136.79 Homeowner's Insurance $399 HOA Fee
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Property Details

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2
Heating: Central, Heat Pump
Home Style: Florida
Lot Size: 0.33 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $8,265
Year Built: 2003

Amenities

Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Sidewalk
Sliding Doors

Feature Descriptions

Additional Rooms: Formal Dining Room Separate, Formal Living Room Separate, Great Room, Inside Utility
Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Refrigerator
Association Amenities: Gated
Community Features: Gated Community - No Guard, Irrigation-Reclaimed Water, Sidewalks
Directions: N on 41 to R on Sinclair Hills Road to 3rd L onto N. 15th to Wyndgate (gate) to L on McCrea Dr. to 1st R onto Swenson Terrace to house on L.
Disaster Mitigation: Above Flood Plain
Exterior: Stucco
Fencing: Wood
Flood Zone Code: X
Flooring: Carpet, Tile
Foundation: Slab
HOA Fee: 398.53/ Quarterly
HOA Y/N: Yes
Home Warranty Y/N: No
Lot: In County, Sidewalk, Paved, Unincorporated
Lot Dimensions: 0.33
Number of Pets: 5
Number of Septics: 1
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Parking: Driveway, Off Street
Parking Notes: Driveway, Off Street
Patio/Porch: Covered, Rear Porch, Screened
Pets Allowed: Cats OK, Dogs OK, Number Limit
Pets Restrictions: Residents are limited to a maximum of three of each type of pet, or a total of five (excluding aquarium fish). Pets must be carried or kept on a leash when outside owners are responsible for immediately cleaning up solid animal waste.Buyer to confirm.
Pets Size: Extra Large (101+ Lbs.)
Pets Weight (Max): 101
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Security: Gated Community
Sewer: Septic Tank
Showing Instructions: Supra Lock Box, Gate Code Required, Lock Box Electronic-CBS Code Required, ShowingTime
Special Sale Provisions: None
Utilities: BB/HS Internet Available, Electricity Connected, Sprinkler Well, Water Connected
Vegetation: Mature Landscaping
Water: See Remarks
Water Access Y/N: No
Zoning: PD

Room Information

Primary Bedroom: 19x12
Bedroom 2: 12x11
Bedroom 3: 15x10
Bedroom 4: 14x12
Dining Room: 12x12
Family Room: 18x17
Kitchen: 18x14
Living Room: 11x12

Location

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Listing Office: FUTURE HOME REALTY INC



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