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Taking The First Steps

The following list will give you an idea of the process you will be taking when making your purchase.

  • Preparing to Buy:
  • Contact Key Mortgage Services to get mortgage pre-approval.
  • Identify your Home Buying Team.
  • Research neighborhoods and communities to narrow your search.
  • Find the house of your dreams.
  • Make an offer and negotiate with the help of your Baird & Warner Sales Associate.
  • Contact your Key Mortgage Services Loan Officer to let them know the contract has been written and accepted – sign mortgage application documents and provide updated financial documents if needed.
  • Conduct the home inspections and other inspections per the contract timetable.
  • Finalize and negotiate inspection issues.
  • Contract insurance agent to obtain homeowners insurance policy
  • Moving preparation:
  • 1-2 weeks prior to closing, pay homeowners’ insurance premium and obtain paid receipt (condo owners arrange insurance for contents only).
  • 3-4 days prior to closing, gather documents needed at closing as advised by your Key Mortgage Services Loan Officer.
  • Final walk-through inspection prior to closing with your Baird & Warner Sales Associate.
  • Attend closing – congratulations, you are a new homeowner!
 

Let us walk you through these steps in detail. Contact us today to get started.

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